Guides / 6 listed
Free AI tools with no credit card
Every tool here is in an AI category and its official pricing page explicitly says the free plan needs no credit card or payment method.
6 listings · facts checked on official pages, latest 2026-10-14. Plans change; confirm on the vendor's site.
01AssemblyAIAI Audio
Card: none
What you get
$50 in free credits on signup for speech-to-text and other APIs.
How to get it
Sign up at assemblyai.com.
What it requires
No credit card required.
The catch
Credits are a one-time amount; free-tier streaming concurrency is 5 new streams per minute versus 100 on pay-as-you-go.
From the official page · checked 2026-10-14
02ExaAI Search
Card: noneChanged
What you get
$10 in free credits every month plus a $10 onboarding bonus, access to all endpoints, MCP server and 50+ integrations.
How to get it
Sign up at exa.ai.
What it requires
No payment method required.
The catch
Credits are spent at standard rates (Search from $4 per 1,000 requests); Free is capped at 10 search queries per second.
From the official page · checked 2026-10-14
03GitHub CopilotAI Coding
Card: noneChanged
What you get
Entry-level models, 2,000 code completions a month, and limited chat and agent usage (CLI and agent mode supported).
How to get it
Get started at github.com/features/copilot.
What it requires
A GitHub account.
The catch
Exact free usage is not published; no flex allotment or extra credit purchase on Free.
From the official page · checked 2026-10-14
04HeyGenAI Video
Card: none
What you get
3 videos a month up to 1 minute each, Avatar IV, 500+ stock avatars, 1 custom avatar.
How to get it
Get started at heygen.com.
What it requires
Not stated by vendor
The catch
Watermark removal is a paid feature.
From the official page · checked 2026-10-14
05LovableAI Coding
Card: none
What you get
5 build credits a day (up to 30 a month), 20 Cloud credits a month, and 4 in-app AI credits to try.
How to get it
Sign up at lovable.dev.
What it requires
Nothing beyond an email.
The catch
Daily credit cap; credits are not refundable.
From the official page · checked 2026-10-14
06TavilyAI Search
Card: none
What you get
1,000 API credits a month.
How to get it
Get started at tavily.com.
What it requires
No credit card required.
The catch
Not stated by vendor
From the official page · checked 2026-10-14